Online security questions seem like a good idea to "increase security" when logging on to a website. In reality, security questions are more just an annoyance. Here is why:
I alomost always use the same security questions at all websites. Most people do. Often they are historical questions, which can be found out through research. The other problem is - I know the answers to the questions, but all sites use different formats and methods for the answers. For example - some do not allow spaces, some do. Some sites are case sensitive - some are not. Some require a minimum length answer (this one always peeves me if I want to use my father's middle name as a security question - since his middle name is a letter and not a name.
Here is my biggest beef - some sites require security questions if you "forget" the password. I use quotes on forget because often it is with a site that I have the password record written down and for some dumbe reason it does not work.
Anyways, that is my beef. I hope today is well with you.
Stay safe and go Texans!!!