The New Health Care Law - Are You Ready?

The answer to that question - unless you are already taken care of by the government is - you cannot know if you are or are not.  Why would I say that?  It is simple - no where in the Health Care law is "coverage" defined.  There aren't even vague  guidelines as to what is considered coverage.  I challenge anyone out there to show me the page and line where coverage is defined even loosely  All this can do is muck up the health care insurance industry and soon the court system with lawsuits.  Apparently the mysterious "board" will decide what is and isn't coverage.  Que in "Here comes the bribes."

The health care law was so specific (when it should not have been) and not even vague when it should have been specific.  "You've got to pass it to find out what is in it."  Guess what?  No one can tell you what all is in it because it gave ridiculous authority and power to some bureaucratic board that pretty much decides anything.

The costs - no one can tell you how much all of it will cost, because first of all - what is coverage?  Secondly, the Federal government just happened to push the bulk of the cost onto the states.  The states supposedly have to create "exchanges" (yet there is no enforcement in the law for states that do NOT create exchanges).  These "exchanges" are where people who cannot afford health insurance on their own (which is most Americans by the way) go to get insurance.

The law was specific saying insurers must cover pre-existing conditions.  This sounds all good when you don't have to actually do anything about that, but here is the first problem.  By definition covering for pre-existing conditions is NOT insurance!  I am not sure what you call it, but it is not insurance.  I guess congress will soon legislate that you can go get insurance for your car that will pay for previous accident damage (which is exactly the same comparison).

Hold on to your hats, as insurance rates have climbed drastically, and that was before most of the provisions of the law have kicked in.  Expect to pay double to triple what you do now for health insurance by this time 2 years from now - maybe even much sooner.

Oh well, stay safe!